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M1 Is one of the hottest platforms right now. They offer an amazing app, some of the lowest fees in the market and make it super easy to learn and grow a portfolio.
Invest in Real Estate
Crowd Street is my favorite platform for passive Real Estate Investing. I personally have 3 investments in Multi Family and they produce great returns with no time or effort. I would strongly recommend putting a portion of your dollars in Multi Family real estate.
Cit Bank is legit. They have tons of options when it comes to diversity, accounts and much more. I would highly recomened you check them out. I guarantee they can give you better rates and some options you don't currently have available